Rental Property Calculator

Property Details
$
$
Acquisition Costs
$
$
$
Financing
%
%
Fixed Expenses
Property Taxes (annual)
$
Insurance (annual)
$
Monthly Utilities
$
HOA Fees (annual)
$
Variable Expenses
Vacancy Rate i
%
Repairs & Maintenance i
%
Capital Expenditures i
%
Property Management i
%
Investment Results
Monthly Cashflow
$0.00
Cash on Cash Return
0.00%
Cap Ratei
0.00%
Monthly Expensesi
$0.00
Cash Investment
$0.00
Monthly Mortgage
$0.00
Total Mortgage Costi
$0.00
Total Interesti
$0.00
Initial Carrying Costsi
$0.00
Cash Recovery Period (Months)i
0 months
Investment Analysis
Enter your property details above to get an AI-powered investment analysis.
Current Economic Conditions
30-Year Mortgage Rate
0.00%
Fed Funds Rate
0.00%
Inflation Rate
0.00%
Expense Breakdown
Fixed Expenses
Variable Expenses
Cash Requirements
About This Rental Property Calculator

Welcome to our Rental Property Calculator—an all-in-one tool designed to help landlords, real estate investors, and homebuyers quickly evaluate the financial performance of a potential rental property. Whether you’re comparing multiple investment properties or simply want a deeper look into your projected cash flow, this calculator provides detailed insights into monthly expenses, mortgage costs, cap rate, and more.

Key Features & Benefits

  • Comprehensive Cash Flow Analysis: Instantly calculate monthly income and expenses, factoring in mortgage payments, taxes, insurance, utilities, and more.
  • Cap Rate & Cash-on-Cash Return: Understand the projected return on investment by viewing both cap rate and annualized cash-on-cash returns.
  • Customizable Inputs: Adjust parameters like down payment, interest rate, or vacancy rate to see how they impact your bottom line.
  • Easy Comparison: Evaluate multiple properties side-by-side by simply resetting and entering new figures, helping you pinpoint the most profitable deal.

How to Use This Calculator

  1. Enter Basic Property Details: Provide the purchase price, monthly rent, and any initial vacancy period.
  2. Input Acquisition & Financing Costs: Include closing costs, initial improvements, down payment percentage, and interest rate to get a full picture of your upfront investment.
  3. Fill In Expenses: Add annual taxes, insurance, utilities, HOA fees, and variable costs like vacancy rate or maintenance.
  4. Review the Results: Instantly see your monthly cash flow, total expenses, cash-on-cash return, and cap rate. Adjust inputs as needed to model different scenarios.
  5. Compare & Refine: If you want to analyze another property or change assumptions (e.g., different down payment), just click Reset Calculator and enter the new data.

By walking through each step, you’ll gain a clear understanding of a property’s investment potential—helping you make more informed decisions in today’s competitive real estate market.

Disclaimer

This calculator is provided for educational and informational purposes only. Results are estimates based on provided inputs and should not be considered financial advice. The calculations and projections are hypothetical and may not reflect actual market conditions or investment outcomes.

LandlordCalc.com does not guarantee the accuracy, completeness, or reliability of any results or information obtained through this calculator. Users should independently verify all information and consult with qualified financial, tax, and legal professionals before making any investment decisions.

Past performance is not indicative of future results. Real estate investments involve risk, including the potential loss of principal.